Terms of use
Last updated: 12th October, 2020.
The following terms and conditions govern all use of the expert-financial.co.uk website and all content, services and products available at or through the website (taken together, the “Website”). The Website is owned and operated by Expert Financial Ltd (the “Company”). The Website is offered subject to your acceptance without modification of all the terms and conditions contained herein and all other operating rules, policies and procedures that may be published from time to time on the Website (taken together, the “Agreement”).
Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the Website, you agree to become bound by the terms and conditions of this Agreement. If you do not agree to all the terms and conditions of this Agreement, then you may not access the Website or use any services. The Website is available only to individuals who are at least 13 years old.
Privacy
Our Privacy Policy explains the way we handle and protect your personal data in relation to your use and browsing of the Website. By agreeing to the present terms and conditions and to be able to use the Service, you also agree to our Privacy Policy.
Links to other websites
Our Service may contain links to third-party web sites or services that are not owned or controlled by Expert Financial Ltd. Expert Financial Ltd has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Expert Financial Ltd shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
Modification to terms of service
Within the limits of applicable law, the Company reserves the right to review and change this Agreement at any time. You are responsible for regularly reviewing these terms and conditions. Continued use and browsing of the Website after such changes shall constitute your consent to such changes.
Contact us
If you have any questions about these Terms, please contact us.
Purchasing with Shared Ownership?
Expert Financial’s automated Shared Ownership Affordability Calculator allows you to check the maximum potential share of a property you would be eligible to buy without needing to speak to us first.
Latest news
Matts Mortgage Update
2023 has started mostly as expected with mortgage lenders making reductions in their rates in a bid to be top of the “Best Buy” tables. This is great news for customers as lenders now appear have new annual targets and they’re looking to win the business on price by adjusting their fixed rate downwards. Many […]
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Matt’s Mortgage Market Update
The Bank of England increased rates by 0.75% in November. What’s happened to the rest of the mortgage market as a result? As discussed in the last review, fixed-rate mortgages are linked more closely to swap rates than the Base Rate, so as the swap rates continued to fall the fixed rates of mortgages that […]
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Matt’s Mortgage Update
So, it’s fair to say it’s been a turbulent few weeks in the mortgage market, and the financial markets in general! Most people looking for new mortgages have seen significant increases in interest rates since the start of their search. We’ve had many an “emergency application” at Expert Financial where we’ve been given less […]
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How can you benefit from Shared Ownership this #sharedownershipweek
Shared Ownership Week runs from October 5th to the 12th and it’s a great time to take a look at what shared ownership has to offer. If you’ve dreamed of owning your own home but have hit the usual hurdles along the way, this is an option that can help you navigate these and finally […]
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