Mortgage brokers at Expert Financial: About us
We are mortgage brokers who offer a wide range of options when it comes to choosing the right type of mortgage for you. We are a better choice versus traditional high street banks. This is because many of those mortgage lenders only offer a small portfolio of home loans. These may not include the lowest rates or the type of loan you require. As mortgage brokers, we have access to loans not available from high street banks.
At Expert Financial we can find deals you couldn’t find yourself via an online search. As mortgage brokers, we have access to deals and rates not available to the general public. We offer you access to around 80 lenders and up to 15,000 different mortgage schemes, tailored specifically to your situation. At Expert financial, we handle absolutely everything for you, from the initial application all the way to the release of your funds. We pride ourselves on helping our clients find the best mortgage for their situation, as well as finding the most competitive mortgage rates nationwide.
We can also help you with your mortgage insurance needs
Additionally, we can help you find insurance solutions when it comes to home and contents cover, as well as life insurance. As with our mortgage services, we are able to find you competitive, unpublished rates on both home and life insurance.
With some mortgage broker and insurance services, the client pays a fee to the firm. At Expert Financial we are unique in that we work with a network of lenders and providers that pay us a commission directly. Since we don’t rely on a client fee we are able to save you both money and time.
Whether you are a first time homebuyer, have a complex financial situation, are looking to remortgage, or are simply looking for home and life insurance cover, let us take the hassle out of the application process. Give us a call today to discuss your needs and let us help make your financial future brighter.
Expert Financial mortgage brokers: Meet the team
Matt Hays Director
A former stockbroker, Matt moved into the property sector after recognising the scarcity of reliable mortgage advice. After working on his own for many years, Matt’s success led him to set up Expert Financial to offer quality, independent advice to a wider client base, from first-time buyers to seasoned investors with extensive portfolios.
Sam Shortt Director
Sam is also a former stockbroker and after joining Expert Financial in 2013, became a Director in 2017. His passion for service and quality is second to none and is driven to help the company grow and achieve their goals. Sam considers the advice side of the job the most important. Especially for First Time Buyers. His clients certainly have no gaps in knowledge after his help securing their mortgage.
Sam Pinner Office Manager
samantha@expert-financial.co.uk
With over 15 years of financial services experience, Sam has been with Expert Financial since 2016 and brings excellent customer service and financial knowledge together to provide top level support to our customers and brokers.
Paul McGeoch Senior Mortgage & Protection Consultant
Paul joined Expert Financial in late 2019 from outside of financial services. He’s really taken to the challenge of a new career and getting amazing feedback from his clients.
Yasmin Aboujieb Mortgage & Protection Consultant
Yasmin joined the Expert Financial team in May 2019, initially working as part of the back office team. She quickly passed her CeMAP exams and is now one of our most experienced Shared Ownership specialist brokers.
Lucy NugentCase Manager
Lucy joined Expert Financial in June 2021 from college and other customer facing roles. Lucy is enthusiastic and has enjoyed growing her financial knowledge and customer service skills to provide support to our customers and brokers.
Purchasing with Shared Ownership?
Expert Financial’s automated Shared Ownership Affordability Calculator allows you to check the maximum potential share of a property you would be eligible to buy without needing to speak to us first.
Latest news
Matts Mortgage Update
2023 has started mostly as expected with mortgage lenders making reductions in their rates in a bid to be top of the “Best Buy” tables. This is great news for customers as lenders now appear have new annual targets and they’re looking to win the business on price by adjusting their fixed rate downwards. Many […]
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Matt’s Mortgage Market Update
The Bank of England increased rates by 0.75% in November. What’s happened to the rest of the mortgage market as a result? As discussed in the last review, fixed-rate mortgages are linked more closely to swap rates than the Base Rate, so as the swap rates continued to fall the fixed rates of mortgages that […]
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Matt’s Mortgage Update
So, it’s fair to say it’s been a turbulent few weeks in the mortgage market, and the financial markets in general! Most people looking for new mortgages have seen significant increases in interest rates since the start of their search. We’ve had many an “emergency application” at Expert Financial where we’ve been given less […]
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How can you benefit from Shared Ownership this #sharedownershipweek
Shared Ownership Week runs from October 5th to the 12th and it’s a great time to take a look at what shared ownership has to offer. If you’ve dreamed of owning your own home but have hit the usual hurdles along the way, this is an option that can help you navigate these and finally […]
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