Learn more about Expert Financial, our approach to mortgage and protection advice, and meet our experienced team supporting clients across Cambridgeshire.
At Expert Financial, we are an independent mortgage broker in Cambridgeshire, providing independent, whole-of-market mortgage and protection advice to clients across Cambridge and the surrounding areas. Whether you are buying your first home, moving house, remortgaging, investing in property or reviewing your insurance, our experienced advisers take the time to understand your circumstances and recommend the most suitable options for your needs.
We believe financial advice should be clear, personal and easy to understand. That is why we focus on straightforward guidance, honest communication and long-term client relationships. From mortgages and remortgages to life insurance, critical illness cover, income protection and home insurance, we help clients make confident decisions with expert support at every stage.
Meet Expert Financial’s advisers for whole market mortgage solutions since 2013. Your trusted source for expert financial advice.
Director
Matt began his career as a stockbroker before moving into the property sector, where he saw a clear gap for reliable, straightforward mortgage advice. After many successful years working independently, he founded Expert Financial to offer high-quality, independent advice to a broader client base, supporting everyone from first-time buyers to experienced investors with complex property portfolios.
Director
Sam began his career as a stockbroker before joining Expert Financial in 2013 and becoming Director in 2017. He is known for his commitment to high-quality mortgage advice and excellent client service, playing a key role in the firm’s growth and direction. Sam places strong emphasis on clarity and education, particularly for first-time buyers, helping clients understand their mortgage options before making important decisions.
Senior Mortgage and Protection Advisor
Paul joined Expert Financial in 2019, bringing a fresh perspective and a strong commitment to client service. Over the years, he has become one of the firm’s most dependable mortgage advisers, known for his attention to detail, work ethic and consistently positive client feedback. Paul takes pride in guiding clients through the mortgage process clearly and efficiently from start to finish.
Senior Mortgage and Protection Advisor
Gio joined Expert Financial with many years of experience as a mortgage broker and is known for his exceptional knowledge, particularly in more complex cases. Clients value his thorough, confident approach and his ability to navigate lender criteria to find the right solution. His experience makes him a trusted adviser for clients needing clear guidance in more challenging mortgage scenarios.
Mortgage and Protection Advisor
Bill brings decades of experience to Expert Financial, with a career that began in global financial markets. His deep understanding of economic cycles and market conditions gives clients valuable perspective, particularly during periods of change or uncertainty. Bill is known for his calm, measured approach and his ability to provide clear, thoughtful mortgage advice backed by long-term industry experience.
Mortgage and Protection Advisor
Elliot joined Expert Financial after several years working as a mortgage underwriter, giving him valuable insight into how lenders assess applications. He moved into mortgage advice to work more closely with clients and support them from the very start of the process. His underwriting background helps him spot potential issues early and keep mortgage applications moving as smoothly as possible.
Protection Advisor
Lucy is our resident in-house Protection Specialist and has developed her role within the business after previously working in the Case Management team. Her strong organisational skills, efficiency and understanding of client needs allow her to provide clear, well-structured support on life insurance, critical illness cover and income protection. Lucy helps ensure clients have the right protection in place alongside their mortgage arrangements.
Office Manager
Sam is our Office Manager and leads the Case Management team, helping to keep the business running smoothly day to day. With extensive customer service experience and many years with the firm, she plays an important role in supporting both clients and advisers throughout the mortgage process. Her leadership and organisation help ensure a consistent and efficient client experience.
Case Handler
Vic is a valued member of the Case Management team at Expert Financial, providing reliable support to both clients and advisers throughout the mortgage process. She is known for her positive attitude, strong work ethic and ability to help keep cases progressing efficiently. Vic plays an important role in delivering a smooth and supportive client experience.
Client Relationship Manager
Berni has joined the Expert Financial team as our Client Relationship Manager, bringing a wealth of customer service and financial experience, as well as a genuine passion for helping people.
She looks after our existing clients between mortgages, making sure completions run smoothly and staying in touch so every remortgage is dealt with at the right time.
Making decisions about your mortgage, insurance or financial future is a significant step. Whether you are buying your first home, moving house or reviewing your existing financial arrangements, it is important to work with a financial services firm you can trust.
FCA authorisation means a firm has permission to carry out specified regulated activities and must meet the relevant regulatory requirements. These requirements help provide an important level of accountability when consumers are choosing financial services.
Expert Financial (FCA number 489561) is an Appointed Representative of JLM Mortgage Network Ltd. JLM Mortgage Network Ltd is authorised and regulated by the Financial Conduct Authority (FCA), registration number 300629.
Head Office,
8 The Pavement,
St Ives,
PE27 5AD
Suite 1,
40 High St,
Trumpington,
Cambridge,
CB2 9LS
91 High Street,
Huntingdon,
PE29 3DP
22 Market Square,
St Neots,
PE19 2AF
5 Purcell Place,
Sullivan Court,
Biggleswade,
SG18 8SX
Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it.
Expert Financial (FCA number 489561) is an Appointed Representative of JLM Mortgage Network Ltd. JLM Mortgage Network Ltd is authorised and regulated by the Financial Conduct Authority (FCA), registration number 300629.
The FCA do not regulate some forms of mortgages. The guidance and / or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. JLM Mortgage Services is a trading style of JLM Mortgage Services Ltd, registered in England No. 470 1803.
Registered office: 8 The Pavement, St Ives, PE27 5AD. Expert Financial is a trading style of Expert Financial Ltd.
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