Welcome to the Expert Financial Help Centre. Here you will find a list of useful information and a list of frequently asked questions. If you can’t find what you are looking or wish to talk to us directly please use any of the methods on our contact us page to get in touch or call us now on 01480 718719.
Q: Do you charge for your advice?
A: In most cases our costs are completely covered by the commission we receive from a lender. In the cases of smaller mortgages or shared ownership cases we may charge a fee, please contact us to confirm any details.
Q: Are you independent?
A: Yes, absolutely. We have no affiliation with any bank or outside companies. All the advice we give is 100% for the benefit of our clients.
Purchasing with Shared Ownership?
Expert Financial’s automated Shared Ownership Affordability Calculator allows you to check the maximum potential share of a property you would be eligible to buy without needing to speak to us first.
Remortgaging your home: What you need to know and what to look out for
Many homeowners sometimes decide to remortgage their home at some point during their mortgage. This is typically done to get a better deal than the one you are currently in. Remortgaging your home can help you save money in the long run. You may also choose to remortgage to release equity and free up cash. […]
Stamp Duty Holiday sparked a sharp increase in home viewings after lockdown
In the past few months the housing market has seen home viewings rise substantially following the stamp duty holiday announced by the Government back in July, according to data from property group Andrews. Viewings were up 29% compared to the prior months after lockdown restrictions eased, with viewings up 45% as buyers took advantage of […]
Homeowner arrears continue to fall yearly, whilst Buy-to-let arrears rise marginally
According to data released from the trade body, there were 73,580 homeowner mortgages in arrears in the second quarter of 2020, down by 3% on the same quarter last year. However, when compared to last year, there was a small increase in levels among buy-to-let landlords. It was reported by UK Finance that there were […]
Home sales rise in The UK, with more buyers opting for houses over flats
Home sales continue to rise in the UK. This comes as great news for prospective mortgage borrowers. This trend expects to see mortgage rates remain low as the housing market begins to get back on its feet. There has been a slight boom since the market reopened in different parts of the UK. Sales were […]