Expert Financial is a trusted, independent mortgage broker in St Ives, serving clients across Cambridge, Huntingdon, St Neots, and the wider Cambridgeshire area. We offer whole-of-market mortgage advice for first-time buyers, home movers, and remortgages - making the process clear, personal, and stress-free. Meet with us in person in St Ives or online from anywhere in the UK.
We offer mortgages for first-time buyers, home movers, remortgages, buy-to-let investors, shared ownership, new-build, self-employed, complex income, and bad credit clients across St Ives, Cambridge, Huntingdon, and St Neots.
Looking after your family and your future is about more than just today. Having the right protection in place can give you peace of mind, knowing that you and your loved ones would be financially supported if life took an unexpected turn.
Life insurance can help provide security for those closest to you, critical illness cover offers support if you were diagnosed with a serious condition, and income protection can help maintain your lifestyle if illness or injury meant you were unable to work. Together, these covers are designed to ease financial worry at difficult times, so you can focus on what really matters.

As expert mortgage brokers, we’re here to help you better understand equity release, or lifetime mortgages. If you are aged 55 or over we can help you make use of the equity built up in your home.
We had the pleasure of working with Lucy and Matt as our mortgage advisors, and I can't recommend them enough! From the very beginning, they were incredibly professional, attentive, and on top of everything. They guided us through each step of the process with clear communication, ensuring we were always informed and comfortable with the decisions being made. Thank you!
For the last decade my partner and I have gone through Sam and the team at expert financial when buying our first home, remortgaging or moving to a new property. Each time the process has been hassle free and our options explained in a way we always knew what our options were and the best way forward for us as individuals. Great customer service & communication. Couldn’t recommend enough!
Expert financial were extremely helpful with securing a mortgage for my first home. Matt, Harry and Sam were all really easy to deal with and offered good advice and were really quick to come back to any of my questions. Would definitely recommend!
Yasmin has been absolutely amazing. She was given my affordability check very last minute and rushed it through for me in a day (including going through all our documents!) so we don't miss out on reserving a house. Very informative and knowledgeable and explained it in an easy way for us to understand. Would definitely recommend!