Expert Financial LTD is an experienced mortgage broker offering whole of market mortgage advice in Huntingdon, St Neots and the surrounding Cambridge areas. We offer a convenient service with the ability to meet you at your home or in one of our offices (Huntingdon, St Neots and Cambridge available).
Arrange a FREE consultationor call… 01480 718719
Expert Financial’s automated Shared Ownership Affordability Calculator allows you to check the maximum potential share of a property you would be eligible to buy without needing to speak to us first.
As well as the standard low-rate mortgages we also offer a range of mortgages for people who may need some extra help. These include Shared Ownership, Complex Income and Bad Credit.
If outright purchase isn’t an option a Shared Ownership mortgage allows you to buy an initial share of a property at a rate you can afford.
Expert Financial are able to offer Whole of Market Mortgage Advice to our clients regardless of their individual circumstances.
We keep up to date with mortgage lenders’ criteria so we can advise on their mortgage requirements whatever the circumstances.
Are you paying more than you should be on your home loan? Give us a call now now to find out if you could be paying less.
As expert mortgage brokers, we’re here to help you better understand equity release, or lifetime mortgages. If you are aged 55 or over we can help you make use of the equity built up in your home.
Equity releaseFind out how much you may be eligible to borrow with our handy Equity Release Calculator.
Finding the right mortgage takes planning, time, and effort. First you have to search the market, then make a meeting with an adviser, and then spend hours upon hours discussing your options and filling in countless forms. If your application is rejected, you have to start all over again. Or, you could save yourself the stress and headaches and let us do it all for you.
Here at expert financial, we analyse and scour the mortgage market and contact different lenders on your behalf. We pride ourselves on being able to find the most competitive mortgage available to you. We save you money by sourcing mortgages you cannot find through your own online search, as we have access to special deals only available to large, reputable brokers like us.
Due in part to our rigorous approach, there’s a very high chance your application will be successful. Even better, in the vast majority of cases, our service costs you nothing, as we are paid by commission directly from the lender instead of from your own pockets!
You call us on 01480 718719 or email info@expert-financial.co.uk, for a free, no-obligation consultation. If you’d like us to help you, simply pop in for a meeting with us. We have offices in St Neots, Huntingdon, and Cambridge. If this isn’t suitable we can also arrange to visit you. Alternatively, we can undertake the whole process via phone, email, or post. Whichever is most convenient for you, we aim to make the process of finding the right mortgage easy and stress-free.
We get all the details we need from you, then we complete a rigorous search of the market. We have a vast network of contacts and also use a special software programme to find the best deals. If we find an option you’re happy with, we apply on your behalf, taking care of all your paperwork and saving you hours of valuable time.
When your application is accepted, we then deal with all relevant parties such as the banks, estate agents, solicitors, etc, all on your behalf. We also stay in constant contact with your lender to ensure there are no delays. Searching for the best mortgage solutions for our clients is our top priority, and we assure you we can take the hassle and guesswork out of the process from start to finish.
Making sure your loved ones are protected when you aren’t around to provide for them any longer is so important. In the case of unexpected illness and death life insurance makes coping with tragedy and loss slightly more bearable.
Your home is likely to be your most valuable financial asset. Unfortunately, incidents do occur which can damage or destroy your property. You need to be certain that you are covered with the relevant insurance.
2023 has started mostly as expected with mortgage lenders making reductions in their rates in a bid to be top of the “Best Buy” tables. This is great news for customers as lenders now appear have new annual targets and they’re looking to win the business on price by adjusting their fixed rate downwards. Many […]
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The Bank of England increased rates by 0.75% in November. What’s happened to the rest of the mortgage market as a result? As discussed in the last review, fixed-rate mortgages are linked more closely to swap rates than the Base Rate, so as the swap rates continued to fall the fixed rates of mortgages that […]
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So, it’s fair to say it’s been a turbulent few weeks in the mortgage market, and the financial markets in general! Most people looking for new mortgages have seen significant increases in interest rates since the start of their search. We’ve had many an “emergency application” at Expert Financial where we’ve been given less […]
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Shared Ownership Week runs from October 5th to the 12th and it’s a great time to take a look at what shared ownership has to offer. If you’ve dreamed of owning your own home but have hit the usual hurdles along the way, this is an option that can help you navigate these and finally […]
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Call us today at Expert Financial to get started finding the mortgage right for you. We handle the entire process on your behalf and search the marketplace tirelessly to find you the best rate, many of which are not available to the general public. Our services streamline the entire process and make home ownership much more possible and stress free than ever before.