Home and Contents Insurance
Your home is likely to be your most valuable financial asset. Unfortunately, incidents do occur which can potentially destroy or severely damage your property. With this in mind, you need to be certain that you have cover with the right Home and Contents insurance.
There are different types of insurance that help protect you and your loved ones. We can help you find cover that meets your need whether that be buildings cover, contents cover, mortgage protection cover or income protection cover. We want to help keep you protected in the case of adverse circumstances.
Home and Contents Cover
Buildings and Contents insurance provides you with peace of mind by protecting both the structure of your home and the contents within it. Within Building and Contents policies you will likely find many options such as Accidental Damage, Personal Belongings Cover, Home Emergency Cover and Legal Expenses Cover.
Mortgage Protection Cover
Mortgage Protection Cover covers you if you fall ill or are made redundant and are unable to make mortgage payments. You can either take out a policy to help you make mortgage payments in such a case, or take out a general income cover, which you can use for anything should you stop receiving income due to certain reasons.
Why you need home and contents insurance
Most mortgages need cover of some type. No matter what cover you are in need of, we can help find a solution right for you.
All mortgage lenders require building insurance, although the cover does not need to be provided by them. At Expert Financial, we are not tied to any one provider and can therefore help you find the best cover appropriate for you.
Give us a call today and we are happy to help guide you through the process of obtaining the reliable and affordable cover.
Purchasing with Shared Ownership?
Expert Financial’s automated Shared Ownership Affordability Calculator allows you to check the maximum potential share of a property you would be eligible to buy without needing to speak to us first.
Latest news
Matts Mortgage Update
2023 has started mostly as expected with mortgage lenders making reductions in their rates in a bid to be top of the “Best Buy” tables. This is great news for customers as lenders now appear have new annual targets and they’re looking to win the business on price by adjusting their fixed rate downwards. Many […]
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Matt’s Mortgage Market Update
The Bank of England increased rates by 0.75% in November. What’s happened to the rest of the mortgage market as a result? As discussed in the last review, fixed-rate mortgages are linked more closely to swap rates than the Base Rate, so as the swap rates continued to fall the fixed rates of mortgages that […]
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Matt’s Mortgage Update
So, it’s fair to say it’s been a turbulent few weeks in the mortgage market, and the financial markets in general! Most people looking for new mortgages have seen significant increases in interest rates since the start of their search. We’ve had many an “emergency application” at Expert Financial where we’ve been given less […]
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How can you benefit from Shared Ownership this #sharedownershipweek
Shared Ownership Week runs from October 5th to the 12th and it’s a great time to take a look at what shared ownership has to offer. If you’ve dreamed of owning your own home but have hit the usual hurdles along the way, this is an option that can help you navigate these and finally […]
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