Expert Financial is a trusted, independent mortgage broker in St Ives, serving clients across Cambridge, Huntingdon, St Neots, and the wider Cambridgeshire area. We offer whole-of-market mortgage advice for first-time buyers, home movers, and remortgages - making the process clear, personal, and stress-free. Meet with us in person in St Ives or online from anywhere in the UK.
We offer mortgages for first-time buyers, home movers, remortgages, buy-to-let investors, shared ownership, new-build, self-employed, complex income, and bad credit clients across St Ives, Cambridge, Huntingdon, and St Neots.
Looking after your family and your future is about more than just today. Having the right protection in place can give you peace of mind, knowing that you and your loved ones would be financially supported if life took an unexpected turn. Life insurance can help provide security for those closest to you, critical illness cover offers support if you were diagnosed with a serious condition, and income protection can help maintain your lifestyle if illness or injury meant you were unable to work. Together, these covers are designed to ease financial worry at difficult times, so you can focus on what really matters.

Equity release lets you access some of your home’s value as a tax-free lump sum without moving out or giving up ownership. You can choose to make repayments, but it’s not required. The loan is typically repaid when the last borrower dies or enters long-term care.
We had the pleasure of working with Lucy and Matt as our mortgage advisors, and I can't recommend them enough! From the very beginning, they were incredibly professional, attentive, and on top of everything. They guided us through each...
Can't fault Expert Financial in guiding me through the process of a mortgage & protection as a first time buyer. Would highly recommend for anyone unsure where to start!
Cannot recommend Elliot highly enough. Fab communication from start to finish and answered all our questions perfectly. He is extremely knowledgable and made the whole process super smooth. Thank you so much!
Outstanding service from Elliot. From start to finish, he was professional, knowledgeable, and genuinely supportive. He took the time to explain every step clearly, answered all my questions with patience, and made what could have been a stressful process feel smooth and manageable. Elliot was always responsive, proactive, and clearly had my best interests at heart. I felt completely confident knowing he was handling my mortgage. I couldn’t recommend him highly enough to anyone looking for a trustworthy and efficient mortgage advisor.