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Expert mortgage advice tailored to your needs

Expert Financial LTD is an experienced mortgage broker offering whole of market mortgage advice in Huntingdon, St Neots and the surrounding Cambridge areas. We offer a convenient service with the ability to meet you at your home or in one of our offices (Huntingdon, St Neots and Cambridge available).

Arrange a FREE consultation

or call… 01480 718719

Purchasing with Shared Ownership

Expert Financial’s automated Shared Ownership Affordability Calculator allows you to check the maximum potential share of a property you would be eligible to buy without needing to speak to us first.

The best rates for every type of mortgage

As well as the standard low-rate mortgages we also offer a range of mortgages for people who may need some extra help. These include Shared Ownership, Complex Income and Bad Credit.

Shared Ownership

Shared Ownership

If outright purchase isn’t an option a Shared Ownership mortgage allows you to buy an initial share of a property at a rate you can afford.

Complex Income

Complex Income

Expert Financial are able to offer Whole of Market Mortgage Advice to our clients regardless of their individual circumstances.

Bad Credit

Bad Credit

We keep up to date with mortgage lenders’ criteria so we can advise on their mortgage requirements whatever the circumstances.

Time for a review?

Time for a review?

Are you paying more than you should be on your home loan? Give us a call now now to find out if you could be paying less.

Equity release …everything you need to know

As expert mortgage brokers, we’re here to help you better understand equity release, or lifetime mortgages. If you are aged 55 or over we can help you make use of the equity built up in your home.

Equity release

Equity Release Calculator

Find out how much you may be eligible to borrow with our handy Equity Release Calculator.

Compare mortgages from over 90 lenders

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Let us take the stress and hassle out of finding your mortgage

Finding the right mortgage takes planning, time, and effort. First you have to search the market, then make a meeting with an adviser, and then spend hours upon hours discussing your options and filling in countless forms. If your application is rejected, you have to start all over again. Or, you could save yourself the stress and headaches and let us do it all for you.

Here at expert financial, we analyse and scour the mortgage market and contact different lenders on your behalf. We pride ourselves on being able to find the most competitive mortgage available to you. We save you money by sourcing mortgages you cannot find through your own online search, as we have access to special deals only available to large, reputable brokers like us.

Due in part to our rigorous approach, there’s a very high chance your application will be successful. Even better, in the vast majority of cases, our service costs you nothing, as we are paid by commission directly from the lender instead of from your own pockets!

Here’s how it works

You call us on 01480 718719 or email, for a free, no-obligation consultation. If you’d like us to help you, simply pop in for a meeting with us. We have offices in St Neots, Huntingdon, and Cambridge. If this isn’t suitable we can also arrange to visit you. Alternatively, we can undertake the whole process via phone, email, or post. Whichever is most convenient for you, we aim to make the process of finding the right mortgage easy and stress-free.

We get all the details we need from you, then we complete a rigorous search of the market. We have a vast network of contacts and also use a special software programme to find the best deals. If we find an option you’re happy with, we apply on your behalf, taking care of all your paperwork and saving you hours of valuable time.

When your application is accepted, we then deal with all relevant parties such as the banks, estate agents, solicitors, etc, all on your behalf. We also stay in constant contact with your lender to ensure there are no delays. Searching for the best mortgage solutions for our clients is our top priority, and we assure you we can take the hassle and guesswork out of the process from start to finish.

We can find you a great deal on your insurance too!

Life Insurance

Life Insurance

Making sure your loved ones are protected when you aren’t around to provide for them any longer is so important. In the case of unexpected illness and death life insurance makes coping with tragedy and loss slightly more bearable.

Home & Contents Insurance

Home & Contents Insurance

Your home is likely to be your most valuable financial asset. Unfortunately, incidents do occur which can damage or destroy your property. You need to be certain that you are covered with the relevant insurance.

What do our customers think of us?

Latest news

The 5 Questions You Have To Ask Your Equity Release Broker And Why They Are Important

The 5 Questions Every Equity Release Broker Should Cover With You. When it comes to equity release, there are a lot of things to think about. This is a complex process, and you must ask the right questions before making a decision. In this article, we will outline the 5 most important questions that you […]

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Remortgaging your home: What you need to know and what to look out for

Many homeowners sometimes decide to remortgage their home at some point during their mortgage. This is typically done to get a better deal than the one you are currently in. Remortgaging your home can help you save money in the long run. You may also choose to remortgage to release equity and free up cash. […]

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Stamp Duty Holiday sparked a sharp increase in home viewings after lockdown

In the past few months the housing market has seen home viewings rise substantially following the stamp duty holiday announced by the Government back in July, according to data from property group Andrews. Viewings were up 29% compared to the prior months after lockdown restrictions eased, with viewings up 45% as buyers took advantage of […]

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Homeowner arrears continue to fall yearly, whilst Buy-to-let arrears rise marginally

According to data released from the trade body, there were 73,580 homeowner mortgages in arrears in the second quarter of 2020, down by 3% on the same quarter last year. However, when compared to last year, there was a small increase in levels among buy-to-let landlords. It was reported by UK Finance that there were […]

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Let us help you save money today

Call us today at Expert Financial to get started finding the mortgage right for you. We handle the entire process on your behalf and search the marketplace tirelessly to find you the best rate, many of which are not available to the general public. Our services streamline the entire process and make home ownership much more possible and stress free than ever before.

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01480 718719

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