Trusted Mortgage Broker in Cambridge, St Ives, Huntingdon & St Neots

Looking for clear, straight-talking financial advice in Cambridgeshire? At Expert Financial, we help people and businesses make confident decisions around mortgages and protection, with advice tailored to their specific circumstances, no one-size-fits-all approach. Whether you’re buying your first home, remortgaging, investing in property, or reviewing life cover, we’ll guide you through your options with honesty and handle the admin, making the process clear, personal, and stress-free all the way.

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Expert Financial

Shared Ownership Calculator

Find out what share of a property you may be able to afford with our free, no-obligation Shared Ownership Calculator. Receive an instant indication in around five minutes before speaking with one of our advisers.

Try Our Shared Ownership Calculator
Expert Financial is authorised and regulated by the Financial Conduct Authority (FCA No. 489561).
The results provided by this calculator are for illustrative purposes only and do not constitute financial advice or a mortgage offer. Actual borrowing amounts, affordability and eligibility will depend on your personal circumstances, lender criteria and the specific Shared Ownership scheme available.
Mortgages

Mortgage Services & Protection Advice

Cambridge is a competitive property market, and the right mortgage strategy can make a real difference. We support clients across Cambridge, St Ives, Huntingdon, St Neots, Biggleswade and the wider Cambridgeshire area. If you’re comparing lenders, trying to improve affordability, or need help navigating criteria, we’ll help you understand what’s realistic, what’s smart, and what gets you to completion with minimal stress.

INSURANCE

Mortgage Protection

Protecting your family and your future means planning for more than just today. With the right financial protection in place, you can have peace of mind knowing that you and your loved ones could be financially supported if life takes an unexpected turn. From life insurance and critical illness cover to income protection insurance, these protection policies are designed to reduce financial stress during difficult circumstances, helping you protect your home, your income and the people who matter most.

Our lenders

We work with all the leading lenders

Equity release

Learn more about Equity Release

Equity release can be a practical way for homeowners aged 55 and over to access tax-free cash from their property without selling their home or moving out. You continue to live in your home and remain the owner, while releasing some of the equity built up over time. Some equity release plans allow voluntary repayments, although these are often optional. The loan is typically repaid from the sale of the property when the last borrower passes away or enters long-term care.

Hear from our clients:

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Ian Neves profile picture
Ian Neves
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Got in touch with Paul at expert financial through the estate agents I’m purchasing my first property through. Super professional, knowledgable and easy to work with. Took all the worry out of the process, punctual and had access to the whole market so got great rates. Couldnt recommend him more if you’re after an easy process. A+++
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Marcin Rudnicki profile picture
Marcin Rudnicki
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100% recommend them. They acted quickly, responded promptly to all queries, and made the whole process smooth. I would definitely rely on them again.
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Mo'men Ahmed profile picture
Mo'men Ahmed
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I am very pleased to have them as my mortgage advisors; they were quick, reliable, and proficient. They handled everything and provided me with all available options from the offers and the solicitors. I genuinely recommend their services. Big thank you to Elliot, Lucy and Vic. 😊
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Laura Wood profile picture
Laura Wood
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As first time buyers we weren't sure what to expect but Gio and the team were very friendly, knowledgeable and responsive. The process has been easy to navigate - thank you!
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Harriet Price profile picture
Harriet Price
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I'd highly recommend Matt for sorting out your mortgage with you. He is calm and friendly about the process so takes any worry away. He sees all the options and has a quick mathematical mind. Expert Financial use a huge data base of lenders so Matt's able to search for the best options for you. I have recommended Matt to my family and friends and will definitely use him again for my next mortgage, it's so great to find a service you can rely on.
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Cameron Neale profile picture
Cameron Neale
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Selling my home and purchasing another has been a very lengthy process, but our contact Paul has been fantastic with his communication throughout. He explains all his advice very clearly and has secured us a really good mortgage deal, so we couldn't be happier with the service he has provided.
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Tobi Peter profile picture
Tobi Peter
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Excellent service.
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Isabella Simmons profile picture
Isabella Simmons
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Paul saved my deal from falling through even though I wasn't an official client. He made sure I understood all of the information as a first time buyer and I cant thank him enough for his time and effort. Legend.
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adam śmiechowski profile picture
adam śmiechowski
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Polecam!
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Bartek profile picture
Bartek
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Bardzo polecam Expert Financial. Trafiłem tam z dość skomplikowan sytuacj finansow i od samego pocz tku czułem, że ktoś naprawdę chce mi pomóc, a nie tylko „coś sprzedać”. Doradca wszystko spokojnie wytłumaczył, bez pośpiechu i niezrozumiałych terminów. Kontakt był szybki i bezproblemowy, na każde pytanie dostawałem jasn odpowiedź. Oferta została dobrana pod moj sytuację, a cały proces przebiegł sprawnie i bez stresu. Widać, że pracuj tam osoby z doświadczeniem i podejściem do klienta. Jeśli ktoś szuka rzetelnej pomocy finansowej i chce mieć pewność, że jest w dobrych rękach, to Expert Financial jest naprawdę dobrym wyborem.
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