We Are A Different Sort Of Mortgage Broker, Which Is Good News For You

Expert Financial Ltd was founded in 2008 by Matt Hays who has many years of experience within both the Estate Agency and Financial Services fields.

Why are we different?

We offer a wider choice of mortgages than other mortgage brokers, as many firms are restricted to a limited panel of lenders, which may not include the lender currently offering the best product for you. We can also find deals you couldn’t find yourself, as they are not available to the general public. In total, we offer you access to around 80 lenders and up to 15,000 different mortgage schemes. And we handle absolutely everything for you – from initial application right through to release of your funds.

Matt Hays


A former stockbroker, Matt moved into the property sector after recognising the scarcity of reliable mortgage advice. After working on his own for many years, Matt’s success led him to set up Expert Financial to offer quality, independent advice to a wider client base, from first-time buyers to seasoned investors with extensive portfolios.

Sam Shortt


Sam is also a former stockbroker and has been working for Expert Financial for over 5 years. In 2018 he became a director of the company. His passion for service and quality is second to none and is driven to help the company grow and achieve their goals.

Holly Croucher

Senior Mortgage Consultant

Holly previously worked for a larger broker, and joined Expert Financial in early 2018. Giving a more personal service to clients that an independent company allows, is what encouraged her to move to Expert Financial. She has never looked back since.